Rubins Financial Strategies - Retirement Planning

Retirement Planning

Benefits Of Salary Deferral Payroll Savings Plans

Business Benefits

Popular employee benefit
Helps to hire and retain good employees
Lowest cost retirement plan available
A benefit that is appreciated by employees

Employee Benefits

Reduce current Federal & State Taxes
Defer taxes on growth and earnings
Shares in matching contribution, if any
Save for retirement using convenience of payroll savings
Take control of when you retire and in what lifestyle
Opportunity to save in 2002 (indexed):
$7,000 + $500 age 50 catch-up in SIMPLE - IRA
$11,000 + $1,000 age 50 catch-up in 401(k), 403(b), 457 & SAR-SEP

The above information is not intended as legal or tax advice.
Obtain professional advice before taking action on this information.

Securities & investment advisory services offered through Foothill Securities, Inc.
Member SIPC & NASD for California, Oregon, Arizona, and Nevada

Insurance and employee benefits offered through Rubins Financial Strategies
California Insurance License #0728447

Rubins Financial Strategies & Foothill Securities
320 10th St, Ste 304, Santa Rosa, CA 95401
Map & Driving Directions

(800) 675-6171 or (707) 542-9449 fax (707)542-9450
Email: hrubins@foothillsecurities.net