INDIVIDUAL RETIREMENT PLANS

Do you know much money YOU will need for your retirement?

We offer advice and guidance to help determine how much you will need to save to ensure a comfortable retirement. If you are already retired, we can help you preserve your wealth to maintain your desired standard of living. No matter what your age, we can create a retirement strategy now that will secure your financial future.

Using our team approach, we work alongside your CPA and other advisors to set up, fund, and manage your Individual Retirement Plan.

Choices, choices ...

What IRA opportunity is best for you? (Email Harry Rubins)

• Traditional IRA
• Roth-IRA
• Roth - IRA Conversions
  

The devil is in the details:

• Roth - IRA Recharacterization (pdf)
• Lifetime distributions
• Age 70 1/2 Required Minimum Distribution (RMD) (pdf)
• Managing your IRA and 401(k): more than just saving and investing for you and your heirs
• How many IRA and 401(k) plans do you have? Combine for better management.

Up to the minute IRS regulations: (Email Harry Rubins)

• IRA tax deductibility phase-out range (pdf)
• Roth IRA phase-out contribution range (pdf)
• IRA & Roth IRA Contribution Limits (pdf)

Ed Slott's Master Elite IRA Advisor Group

As an Ed Slott Master Elite IRA Advisor, Harry Rubins specializes in the up-to-date knowledge in the area of tax deferred retirement plans and participates in ongoing, advanced education programs on all IRA, Roth IRA, and company retirement plan related issues for the participant(s) and their heirs.

As a member of Ed Slott's Master Elite IRA Advisor Group, you are assured that Harry Rubins has the expertise, training, and commitment of specialization in the area of little known IRS rules that can make a difference to you and your heirs. Keeping abreast of the up-to-the-minute changes within the tax code as it relates to IRAs, and knowing how to implement these changes, is Harry Rubins' specialty and expertise.