How much money will you need when you retire? Rubins Financial Strategies offers advice and guidance to help you determine how much you'll need to save to ensure a comfortable retirement. If you are already retired we can help you preserve your wealth in order to maintain your desired standard of living. No matter what your age, we can create a retirement strategy that can secure your financial future now. 

Retirement Plans Include

• Individual Retirement Accounts - Traditional IRA & Roth-IRA
• Salary Deferral Plans, 401(k), 403(b), and 457  
• Profit Sharing and Keogh Plans 
• A Simplified Employee Pension Plan (SEP) for small businesses
• Simple IRA for small businesses

• Individual And Employee Contribution Limits
   
• IRA Opportunities
  • Request an analysis for whether IRA or Roth IRA is best for you
    • Traditional 
    • Roth 
    • Coverdell Education Savings Accounts (formally Educational IRA) 

IRA Related Information

• IRA Tax Deductibility Phase-Out Ranges
   
• New IRA Retirement Plan Rules For Transfers & Rollovers Starting in 2002
   
• Low Income Tax Credits for Individual Retirement Contributions to IRA, Roth-IRA, 401(k), 403(b), and 457
   
• A Child's IRA

Roth-IRA Related Information

• Roth-IRA Phase-Out Range For Contribution
   
   
• Low Income Tax Credits for Individual Retirement Contributions to IRA, Roth-IRA, 401(k), 403(b), and 457
   
• Multi-Generational Benefits of Roth IRA Conversions
   
• Technical Corrections Impact Roth Conversions
   
• What Congress Has "Roth"

General Information

• Early Retirement -- Avoid Early Withdrawal Penalty Using IRC 72(t) Substantially Equal Distributions
   
• Final IRS rules For Age 70-1/2 Required Minimum Distribution & for Beneficiaries of Inherited IRAs, 401(k)s and Roth-IRAs. For once the IRS helps us with simpler and less taxing rules 
   
• A Bed Time Story
   
• Divorce Affects Women's Social Security
   
• Estimating Retirement Income Needs
   
• Women Face Income Shortfall in Retirement

    
The Reading Room

• The Catcher
   
• Rosie's Philosophy of Life

Contact us today to request additional information!