Please allow me to take this opportunity to introduce myself. I'd like you to become acquainted with my goals and values, since I believe trust and personal integrity are at the foundation of a long-term client relationship.

How Can I Help You?
 
I can help you understand how to reach your financial and life goals and implement strategies to get you there. It's a life-long process. I can help you: 

• Set-up and manage individual and business retirement plans
   
• Navigate multi-generational planning issues for 401(k)s, IRAs and ROTH-IRAs, including age 70-1/2 required minimum distribution decisions, beneficiary planning strategies and issues with inherited accounts
   
• Manage financial and life transitions such as inheritance, divorce, stock options, retirement, layoffs, and death of a spouse
   
• Diversify and manage your investments according to your values and objectives
   
• Plan for your tax, insurance, and estate planning needs

Why Choose Me?

At heart, I am really a teacher and coach. I enjoy sharing what I've learned. Complex tax, estate, and financial planning issues are challenging and I enjoy translating the information into strategies my clients can understand and apply in their decision-making. I seek long-term relationships with my clients. The most important thing to me is my client's success, helping them to attain their financial and life goals. 

My Accomplishments

• Graduated with a BS in Chemistry from Purdue and an MBA from University of Santa Clara
• Established my own successful financial planning practice in   1986 after a background in technical support and marketing in several companies
• Enjoy public speaking and teaching classes to CPA's, attorneys, financial planners and civic groups
• Presented a paper in 1998 at the annual Financial Planning Conference which was a huge success 
• My three children, Gary, Mark and Holly have become successful in their lives and careers
• My 33-year marriage to Barbara, which unfortunately ended when she died of cancer

My Goals and Values

• Live life every day to its fullest potential 
• Continuing to make a difference in the financial success and goals of my clients
• Implementing a business succession plan in the event of my illness or death
• Having love in my life to share joys, affection and companionship
• Participate in the successes of my children's lives including becoming a loving grandparent

My Interests

• Finding new ways to help my clients
• Tahoe - anytime of the year at my vacation home
• Tennis and train trips
• Growing roses to share with others
• Travel to warm beaches and interesting places around the world
• Friends and family

Speaking Engagements

I have been a frequent lecturer, educator, and consultant on retirement planning strategies for individuals and businesses with special expertise on inherited IRAs. He is a leading expert in handling IRAs and 401(k) distributions, age 70½ required minimum distribution decisions and inheritance by the next generation. 

• Financial Planning Association National and Regional Conferences
• CPA & Attorney Continuing Education Classes
• Hewlett Packard Seminars
• California Public Employees Retirement System (PERS) Seminars
• Santa Rosa Junior College Community Education Classes
• Jim Jorgensen's San Francisco radio Money Talk show
• 401(k) plan employee seminars: Beneficiary Strategies and Education
• Educational presentations to civic groups and community organizations

Publications

I've have published articles and have been quoted in:

• Financial Planning Journal
• AARP Newsletter
• Santa Rosa Press Democrat 
• The Business Journal 

Memberships

I am a member of the Financial Planning Association, Redwood Empire Estate Planning Council, Santa Rosa West Rotary, and the Santa Rosa Chamber of Commerce.

Non-Profit Organizations