BUSINESS RETIREMENT PLANS

Your business or place of work can help you retire!

Determining the right plan for your business or your place of work requires a thorough knowledge of tax advantages, disadvantages, and legislation. Whether you are a business owner, employee, or independent contractor, we can create a retirement strategy related to your business or your workplace that will secure your financial future and that of your employees.

Request An Analysis For Which Plans Are Best For Your Business.

• Employee Contribution Limits (pdf)

• Maximum contribution SEP-IRA + Profit Sharing (pdf)

• IRA / Retirement Plan Rules for Transfers and Rollovers (pdf)

• Comparisons For 2010 Salary Deferral Retirement Plan (pdf)

• SIMPLE - IRAs: Employee Salary Deferred Savings Plan (pdf)

• Small Business Retirement Plan - (SEP IRA) Business Profit Sharing (pdf)

• Roth - IRA Conversion

The devil is in the details:

• Roth-IRA Recharacterization (pdf)
• Lifetime distributions
• Age 70 1/2 Required Minimum Distribution (RMD) (pdf)
• Managing your IRA and 401(k): more than just saving and investing for you and your heirs
• How many IRA and 401(k) plans do you have? Combine for better management.

Up to the minute IRS regulations: (Contact Harry Rubins)

• Roth-IRA Recharacterization (pdf)
• IRA tax deductibility phase-out range (pdf)
• Roth IRA phase-out contribution range (pdf)
• IRA & Roth IRA Contribution Limits (pdf)
  

Ed Slott's Master Elite IRA Advisor Group

As an Ed Slott Master Elite IRA Advisor, Harry Rubins specializes in the up-to-date knowledge in the area of tax deferred retirement plans and participates in ongoing, advanced education programs on all IRA, Roth IRA, and company retirement plan related issues for the participant(s) and their heirs.

As a member of Ed Slott's Master Elite IRA Advisor Group, you are assured that Harry Rubins has the expertise, training, and commitment of specialization in the area of little known IRS rules that can make a difference to you and your heirs. Keeping abreast of the up-to-the-minute changes within the tax code as it relates to IRAs, and knowing how to implement these changes, is Harry Rubins' specialty and expertise.