Saving Smart 

Written and edited by Harry Rubins for his clients and friends.
Not intended as legal or tax advice.
Obtain professional advice before taking action on this information.

Give The IRS Less

Don't over withhold taxes and give the IRS an interest free loan. Direct the tax savings into your 401(k) which creates additional tax savings or your own savings account and earn interest. Getting married, buying a home, or signing up for your company's Section 125 plan can also reduce taxes for you to save more.